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Cash Flow & Treasury
Overview

Cash Flow & Treasury

Cash is the constraint that kills businesses, not profit. Sallfin builds cash flow forecasting and treasury frameworks that give management early warning and the tools to act before liquidity becomes a crisis.

Protecting Your Most Valuable Asset: Cash

Revenue is vanity, profit is sanity, but cash is reality. At Sallfin, we help businesses take complete control of their cash position — with the foresight, modelling, and governance frameworks to ensure you never face a liquidity crisis that could have been avoided.

Why It Matters

More businesses fail from cash flow problems than from a lack of profitability. A profitable business can go bankrupt if it runs out of cash. Banks, investors, and lenders all want to see evidence that you understand and manage your cash position with discipline. Without rigorous cash flow management, businesses face unexpected shortfalls, breach banking covenants, miss supplier payments, and lose the trust of every stakeholder who matters.

Our Approach

Sallfin builds the cash flow visibility, modelling capability, and treasury governance that growing businesses need. From short-term liquidity management to long-range cash forecasting, we ensure your leadership team always knows where you stand — and where you are heading.

Services Included

Each service below is a distinct deliverable — built to your context, delivered by experienced FP&A practitioners.

Within This Practice

13-WEEK ROLLING CASH FLOW FORECAST
Thirteen Weeks of Clear Visibility
The CFO’s earliest warning system. A weekly view of inflows and outflows over the coming quarter, so a squeeze is visible while there’s still time to act.
VISIT PAGE
BURN ANALYSIS
Gross Burn, Net Burn, Real Runway
For growth-stage businesses, we separate gross from net burn and track it against milestones — so spend stays tied to the runway it’s buying.
VISIT PAGE
CASH FLOW MODELLING
How Cash Moves Through Your Business
We model the full cash cycle — operating, investing, and financing — so you understand not just the balance today but the path it takes from here.
VISIT PAGE
COVENANT TRACKING
Never Be Surprised by a Breach
We monitor your lending covenants against live numbers and forecast headroom ahead, so a potential breach becomes a conversation, not a crisis.
VISIT PAGE
LIQUIDITY & RUNWAY ANALYSIS
Know Exactly How Long You Have
A precise read on how long current cash lasts under real assumptions — the number every founder and board needs before it becomes urgent.
VISIT PAGE
WORKING CAPITAL MANAGEMENT
Free the Cash You Already Have
Receivables, payables, and inventory quietly tie up more cash than most owners realise. We find it, and build the discipline to keep it freed.
VISIT PAGE

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About Sallfin
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Unlocking the Potential of Those Who Advance the World

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