Welcome to Sallfin

Finance Built
For Decisions

Helping businesses understand the financial consequences of important decisions.

HOW WE THINK

Our Capabilities

The purpose of finance is not reporting. It is helping businesses make better decisions.

Management Reporting & MIS

Management Reporting & MIS

Reporting Leadership Actually Reads

Most management packs report the past and stop there. We build reporting around the decisions on your agenda, numbers that arrive early, explain themselves, and point clearly to what comes next.

Financial Modelling

Financial Modelling

Models That Hold Up When Challenged

A model earns its keep in the room where it's interrogated. We build transparent, audit-ready models that withstand a credit committee, a diligence team, or a sceptical board, and that your team can run without us.

Budgeting & Annual Operating Plan

Budgeting & Annual Operating Plan

A Budget the Business Will Actually Own

Budgets handed down from the top get quietly ignored. We build yours from the drivers each team genuinely controls, a plan that's realistic in January and still standing in Q3.

Systems, Automation & Data

Systems, Automation & Data

Let Your Team Analyse, Not Assemble

Finance spends most of its hours collecting and reconciling data, and what little remains on judgement. We automate the gathering, the close, and the reporting, returning your best people to the work only they can do.

Cash Flow & Treasury

Cash Flow & Treasury

Profit Is an Opinion. Cash Is a Fact.

Most companies notice a cash squeeze only once it arrives. A 13-week rolling forecast surfaces it weeks ahead, enough time to negotiate, delay, or draw down on your terms, not the bank's.

Strategic Planning & Decision Support

Strategic Planning & Decision Support

Strategy Becomes Real Once It's Costed

Ambition without numbers is just intent. We translate each strategic option into the capital it demands, the return it promises, and the risk it carries, giving the board evidence to decide, not instinct.

Variance Analysis

Variance Analysis

Why You Missed Matters More Than By How Much

A result off-plan raises a question, not an answer. We resolve every variance to its cause, price, volume, mix, cost, and separate the one-off noise from the gaps that will repeat next month.

Profitability & Cost Analysis

Profitability & Cost Analysis

Your Average Margin Is Hiding the Truth

A strong overall margin routinely hides products that lose money and customers that cost more than they bring in. We trace profit to its real sources, showing exactly where to push and where to stop.

Capex & Investment Appraisal

Capex & Investment Appraisal

Know What Has to Go Right Before You Commit

Every major investment is a bet placed years before the payoff. We stress-test the assumptions beneath the returns, so the decision rests on evidence, including a clear, honest view of the downside.

Bank Loans, Debt & Fundraising

Bank Loans, Debt & Fundraising

Capital Follows the Best-Prepared

Lenders and investors fund conviction, and conviction is built on documentation. We prepare the project reports, CMA data, models, and data rooms that answer the hard questions before they're asked.

Performance Management

Performance Management

Fewer Metrics, Managed Better

Fifty-line dashboards command no attention and change no behaviour. We isolate the few measures that genuinely move your business, then build the monthly rhythm to act on them.

Forecasting

Forecasting

A Forecast That Keeps Pace With Reality

An annual budget is out of date the day it's signed. Our rolling, driver-based forecasts refresh as conditions move, keeping the next few quarters in clear view rather than fixed to last year's assumptions.

Industries Catered

The industries change. The questions remain remarkably similar.

Beyond Strategy. Real Impact.

Because the value of financial thinking is measured by the decisions it improves.

₹3.2 Cr Recovered

Government Agency · Cash Flow

The Cash That Was Already There

A state procurement agency had ₹3.2 Cr in receivables not followed up in 14 months. Sallfin built an ageing analysis and recovery process. ₹2.1 Cr collected within 90 days. Liquidity shortfall resolved without additional borrowing.

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18 days Close, Down from 47

Healthcare Group · MIS

The Month-End That Took Six Weeks

A three-hospital group closing books 47 days after month-end. Sallfin redesigned the close process, standardised inter-entity reconciliations, and built a fixed close calendar. First clean close: 18 days.

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₹14 Cr Sanctioned First Try

Engineering College · Fundraising

Sanctioned in Full, First Submission

Two earlier submissions returned for additional documentation. Sallfin built the full project report, CMA data, and DSCR model stress-tested at three fee-collection scenarios. Sanctioned in full, first submission, zero clarification requests.

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31% GOP Improvement

Hospitality Group · Profitability

Fourteen Hotels, One P&L, No Clarity

A 14-property hotel group with no property-level P&L. Sallfin built a contribution model per property, identified two assets destroying value. Targeted action improved portfolio GOP by 31% across two operating cycles.

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₹8.4 Cr Working Capital Freed

Toy Manufacturer · Working Capital

The Toy Company Funding Its Own Bottleneck

Carrying 94 days of finished goods inventory against a 22-day market lead-time. Bottom-quartile SKUs consumed 38% of inventory for 9% of contribution. ₹8.4 Cr freed in one cycle.

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From Ambition to Clarity

Our Client
Impact

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FP&A Intelligence

Financial Planning
at Scale

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Our Locations

Sallfin in India

Learn about our engagements across India, read our latest financial thought leadership, and connect with our team.

Sallfin Careers

Go Beyond the Expected

"We believe the best outcomes come from those who dare to ask harder questions, challenge what's assumed, and bring the kind of rigour that transforms good ideas into strategies that genuinely change how businesses grow."

Unlocking the Potential of Those Who Advance the World

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How can we assist you?

We value the opportunity to connect with you. Please submit your inquiries and feedback, and our experienced professionals are ready to assist you.

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